

Francesco Bernardone was born in Assisi in 1181. His father Pietro was a successful merchant and hoped his son would succeed him in that role. Things turned out differently.
Francis seems to have been a winsome and somewhat feckless young man who threw himself into the social life of his city as enthusiastically as he engaged in its military projects. While taking part in the latter he was captured by the Perugians in 1202 and spent a year in prison. Then, around the age of twenty-three, he underwent a gradual conversion which finally led him to reject his former life and his father's wealth.
Of the various sources dealing with Francis' life, the earliest biography is the First Life of Saint Francis written by Thomas of Celano. It was commissioned by Pope Gregory IX and was completed by 1230, just four years after Francis' death and two years after his canonization. Later, in 1244, the minister general of the Franciscan order asked all the brothers to submit any additional information about Francis they might have. Using this material, Celano produced another work which, although usually called his Second Life of Saint Francis. is really more of a supplement to the first. It was completed by the middle of 1247.
Celano's work has the advantage of having been written by an early member of the Franciscan order who could rely on personal experience and the testimony of Francis' close companions. Its major disadvantage is that it is the official biography of a saint. Thus much of what it says, although not necessarily false, is probably something less than the whole truth.
We join Celano at a critical point in Francis' life. The year is 1205. Since returning the previous year from an abortive attempt to win military glory in southern Italy, Francis has been aware that something important is going on within him. Now perfectly changed in heart and soon to be changed in body, Francis was strolling one day near the old church of St. Damian, which was nearly destroyed and abandoned by all. The spirit led him to enter the church and pray. Devoutly lying prostrate before the crucifix, stirred by unusual visitations, he found he was different than when he had entered.
While he was in this affected state, something absolutely unheard-of occurred. The crucifix moved its lips and began to speak. "Francis," it said, calling him by name, "go and repair my house, which, as you see, is completely destroyed." Francis was stupefied and nearly deranged by this speech. He prepared to obey, surrendering himself completely to the project. But since he considered the change in him to be beyond description, it is best for us to be silent about what he himself could not describe. From then on compassion for the crucified one was imprinted in his holy soul and, one may devoutly suspect, the stigmata of the holy passion were deeply imprinted in his heart, though not yet in his flesh.
Shortly thereafter, Francis took the fateful step that led to a break with his father. Behold, the blessed servant of the most high was so disposed and strengthened by the holy spirit that the time had come for him to follow the blessed impulse of his soul, progressing to higher things and trampling worldly interests underfoot. It was unwise to delay any longer, for a deadly illness was spreading everywhere. It seized the joints and, if the physician delayed even for a bit, it shut off the vital spirit and snatched away life.
Francis rose, fortifying himself with the sign of the cross, and when his horse was ready he mounted. Taking some fine cloth with him, he rode to the city of Foligno. There, being a successful merchant, he sold all his cloth as usual and even left behind the horse he was riding, having received a good price for it. Then, having left all his baggage behind. he started back, wondering as he traveled what he should do with the money.
Soon, converted to God's work in a marvelous way, he felt it would be burdensome to carry the money for even an hour and, treating it as if it were sand, he decided to get rid of it as fast as possible. As he approached the city of Assisi, he passed the church built in honor of St. Damian long ago, but now about to collapse with age.
When the new soldier of Christ arrived at the church, he was stirred with pity for its condition and entered with fear and reverence. Finding a poor priest inside, Francis kissed his sacred hands and offered him the money he was carrying, telling the priest what he intended to do. The priest was stunned. Astonished by such an incredibly sudden conversion, he refused to believe what he heard. Since he thought he was being deceived, he refused to keep the money that had been offered him. He had seen Francis just the other day, so to speak, living riotously among his relations and acquaintances, acting even more stupidly than the rest.
Francis, stubbornly insistent, tried to prove he was sincere. He begged the priest to let him stay there for the sake of the lord. Finally the priest agreed that he could stay but, fearing Francis' parents, he would not accept the money. Francis, genuinely contemptuous of money, threw it on a windowsill, treating it as if it were dust. He wanted to possess wisdom, which is better than gold, and prudence, which is more precious than silver.
Francis' father reacted predictably. He locked his son up at home, but Francis' mother let him out while Pietro was away on a business trip. Finally, despairing of private solutions, early in 1206 Pietro brought his son before the bishop of Assisi. Francis again proved equal to the occasion. When he had been led before the bishop, Francis neither delayed nor explained himself, but simply stripped off his clothes and threw them aside, giving them back to his father. He did not even keep his trousers, but stood there in front of everyone completely naked. The bishop, sensing his intention and admiring his constancy, rose and wrapped his arms around Francis, covering him with his own robe. He saw clearly that Francis was divinely inspired and that his action contained a mystery. Thus he became Francis' helper, cherishing and comforting him.